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Cómo la flexibilidad en los medios de pago impulsa el crecimiento empresarial

How flexible means of payment drive business growth

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In today’s competitive business world, it is essential to adapt to new trends and market needs. One of the key issues for business growth and success is flexibility in payment methods. Flexibility in this area can make the difference in operational efficiency, customer satisfaction and business growth.

In this article, we will take a closer look at the concept of payment flexibility, the different types of payment methods available and how the XPENDOR expense note management app can drive business growth.

What is payment flexibility?

Payment method flexibility is essential in providing a wide variety of payment options to suit individual preferences. From traditional methods, such as cash, to digital solutions. Diversity in means of payment is essential to meet the changing needs of consumers.

In addition, the ability to integrate seamlessly into existing systems and adjust quickly to market demands are key elements in payment flexibility. By offering this flexibility, companies can optimise their payment processes, provide a satisfactory experience and keep up with trends and technological developments in the payments industry.

Types of payment methods

There are numerous types of payment methods available today, each with its own advantages and features. Some of the most common payment methods include:


Although cash is considered the traditional method of payment, it is still a widely used means of payment. It offers a sense of tangibility and direct control over money and becomes an option for quick in-person payments.

Credit/debit cards

Credit and debit cards allow customers to make both in-person and online payments securely and quickly. Credit cards offer payment flexibility by allowing payment at a later date.

Bank transfers

Bank transfers are a secure and direct way of transferring funds from one bank account to another. This payment method is used for large transactions, such as business-to-business payments or international transfers.

Digital wallets

Digital wallets are mobile apps that store payment information on a device. This allows payments to be made quickly, either by scanning QR codes or NFC.

Online payments

Through online payment platforms, customers can make secure transactions. Online payments offer convenience, speed and the ability to make payments anywhere and from anywhere with an internet connection.

Drive business growth with XPENDOR

One of the ways to improve payment flexibility and drive business growth is through the use of expense note management tools, such as XPENDOR. XPENDOR is an innovative application that simplifies and automates the business expense management process.

This multi-functional app allows employees to easily capture and submit expense notes using their mobile device. With XPENDOR, you can attach tickets and invoices, categorise expenses, assign projects and submit reimbursement requests efficiently. In addition, the application integrates with existing accounting systems, making it easy to reconcile and track corporate expenses.

XPENDOR’s flexibility is reflected in its ability to adapt to the specific needs of each company, allowing the configuration of customised rules and policies for expense management. This ensures that payments are made efficiently, accurately and in accordance with established internal policies.

Want to know more? Contact us and discover the tool that will make it easier for you to manage expenses when you opt for digital transformation.


Access the recording of the webinar "Efficient Expense Management", where you will see the use case of the Gastifácil App

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